Police Monday refused to evict a 104 year old mother and her 83 year old daughter from their home of 53 years for Duetsche Bank. A desperate situation can create an opportunity to make a “high risk” predatory mortgage loan to victims of hardship that at first appear to be miracles that save the day. A mortgage is a loan made in exchange for your home. If you pay back the loan, home ownership is returned back to you.